Employment Practices Liability (EPL): Claims arising out of an alleged wrongful act in connection with dismissal, work place harassment, failure to promote, etc.

Public Officials Liability (POL): Claims arising out of an alleged wrongful act of a public official. Many of these claims arise out of issues involving planning and zoning boards, ordinances, and violation of civil rights.


Risk Management Program – Municipal Excess Liability (njmel.org)


Land Use Training

2023 OSB, Wellness, and EPL/Cyber Reimbursement Procedures

Member POL EPL Compliance Program Letter

EPL Attorney Hotline Member Log Sheet

EPL Attorney Hotline Flyer – Contact Info 

EPL Helpline Authorized Contact Person

EPL Resolution Authorized Contact Person

EPL & Cyber Budget Instructions